The seasons of auto purchasing has changed significantly over the past few years. Before you could walk into a car dealership and with a marginal to great credit score have the ability to drive out with a new car. Now it is not so easy. The economy stops us from being able to do this in the area of car finance.

Dealers now need to focus on those people who have an excellent credit rating. There are dealers in some cases that will not give you a test drive until you have a rating check and are considered a good risk. The dealers will not negotiate on pricing anymore like they used to as well.

The only thing you can expect to get from a dealer is a factory to dealer incentive. This is because in a new car market the dealer has marked down the car close to invoice already. There is not a lot of room for negotiation for the dealer when selling a new car. The take the profit out of the equation and no negotiating room is available.

If you do want a good deal then you might want to consider purchasing a car that is certified pre-owned. A lot of dealers will offer you this type of car. This is a vehicle that has been checked out by the dealer and a certified mechanic.

If you buy this type of vehicle you can get it with a warranty. For these types of vehicles there is negotiating room and this is another plus to buying one. A dealer will generally make much higher a profit from a used car and this is for a simple reason.

When a person trades in their old car the dealer will pay the lowest possible amount for it. They will then detail the trade in and put it on the lot for the highest possible price. Most times there are thousands of dollars of profit in these cars, whereas a new car may only have a few hundred dollars of profit. On a used car the dealer will be willing to negotiate. They will make the buyer feel that they received a good deal because he bought the car for two or three thousand dollars less than the sticker price but the dealer still made several thousand dollars on the car.

If you do not have an excellent score as stated above you may have to wait on a new car and go with a used one. If you have borderline credit you may have to give a significant deposit to get into one. But for the car that is ready for the salvage yard that is a different story.

In the past you could call a yard when you car was finished with and not worth reselling. A pick up would be scheduled and you could get some money for it from the yard that picked it up. However now you will not get any money but you may get a pick up. The yard will still sell the parts but you will not receive any money.

The economy is down and people have less money to spend. Salvage yard parts are not always a bad way to go, especially for body parts. You can look at a fender and see if it is good or not. Mechanical parts are a different story. It is hard to look at an engine sitting on their shop floor and know if it is good or not. Always remember that salvage yard sales are final. If the part you buy is bad, you are stuck with it. For mechanical parts it is always best to buy from a reputable company.

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