This is not the kind of financing and lending company that you want to get involved in. They will give anyone a loan that applies. When I spoke with them about a small business loan, they did not fully disclose important information to me that got me into financial trouble and even more trouble with my bank. I was unaware of any of this until they wiped out my account upon payment. It was definitely not part of our contract. They advertise n upfront fees on their website…that is a lie. They also say a bunch of other stuff about no application fees, no hidden charges, and you can have good or bad credit. What they do not tell you, is that they want you to pay back double. They pretty much owned my business for two years.