I received a phone call 6.14/16 from Pembrooke & Associates. They told me I had an overdraft with US Bank for about $500. They told me I needed to pay it, and they could settle for $300. I said no. I need a payment plan. They had my birth date, last 4 digits of my social and my prior address. So I thought they were legit. I gave them my Visa bank card number. They sent me a confirmation email asking for my signature from [email protected]&associates.com.