PIF Easy Loans Inc. Review

I got a phone call at work from a man with a heavy Asian accent, telling me that he is offering me a $10,000 loan at 5% interest, and all that I had to do is to wire $200 to some insurance company ("AMIN City") to insure the loan, in case I defaulted. He gave his name as David Johanssen. The Asian man told me that as soon as my $200 payment was received, he would mail me a check for $10,000, along with the loan documents. He quoted an address for me, which was an address that I used years ago. I gave him my current address. I asked him if he could mail me the documents first, before I wired the $200, he seemed evasive, then asked for my email address, told me that he would email me. Later in the day, I received his email. The email contained an address for his business ("PIF Easy Loans Inc.") which I googled. In the address that was on the email, everything was wrong. There was no such street, no such address, and for the town listed in the email, the Zip code was also wrong. This "David Johanssen" called me several times while I was at work, to attempt to persuade me to accept his offer, I could hear a lot of background noise, like he was calling from a busy call center. And once, I called back the number that he called me from, and an Asian woman answered, with the same background noise. I told this "David Johanssen" that I could do a debit for the $200 out of my checking account to pay for the insurance, but he told me that they didn’t want any of my bank information at all, but that he wanted me to go to a Western Union location, and buy a $200 money order. I told him that I would get back to him today. Everything about this deal seems sketchy. I did not wire any money, Today, I expect that this "David Johanssen" will attempt to call me, to tell me where he wants me to wire the $200, but I don’t think that I will take his call, this is such an obvious scam.

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