Brief Summary: First of all, YOU WILL NEVER GET YOUR PROMISED LOAN, NEVER. This company will quickly approve you, need all the usual documents, like employment, tax forms, I.D., etc…and then need money upfront, usually only a little, but each week thereafter, they will need more money, then more money, and more money again–always to promise, "This is our last fee, we promise." Then the very next day they will need more money from you. Never giving you a receipt for any transaction of any kind, if you ask for a receipt, they will just tell you, "It’s all been recorded." (One time, literally screaming at them for some documentation or receipt, they once sent me a fake screen shot of a Wells Fargo money wire to my account, but of course the money never showed up, When I asked where the money was, get this, they told me that the wire was,"Lost" that’s right, they "Lost" the money wire coming from Wells Fargo Bank! GIANT SCAM) See, all the fees you pay each week, go to an "Insurance Company" in Nigeria, not here in the United States, and all money must be sent via, wire transfer, like Western Union, or Moneygram. When I asked to speak with the Insurance company myself, they told me, "No!"The players of this Scam Loan Company, all use google voice, and gmail accounts to communicate with you- not business landlines, or real letters with their business logo at the top. They all use White American names , but when you speak with them on the phone, they are clearly Asian, all of them.Names such as:Daniel Gier–CEOHarry David–Sales AgentCannon Ray –Accountant, However, Cannon also poses as an IRS AgentRicky Cantrell–AttorneyMichael Albert–AttorneyI have sent 2 separate Certified Letters, "Letters of Demand" asking for a refund, and they were never received or answered. Even the Missouri Attorney General’s Office who I asked for help, sent them demand letters that also went unanswered.Do not do business with this company! If you Google Earth their address in L.A., it is a picture of an abandoned building. They do not even have business cards.