I initially filled out a application online with lending hut trying for a personal loan. I so thought that lending hut connected me with a company that could help me and this so called company was called Southview financial group llc and out of New York I was provided what I thought was a legitimate contract with everything like the company name address and phone number and it had a new York seal stamp on it, had interest rate and how much payment would be for and how long loan was for as well. I sent them copy of my ID and social card and electronically signed my name and banking acct and routing number to deposit loan. Then told I needed either a cosigner or collateral or a security deposit so I chose the security deposit and it was 526 dollars and was told to Western Union to a man named Justin Dielier in new York where this company was located and received a text from Western Union that it was picked up by him and next morning got an email from Adam Hunt. telling me i had to sign this insurance part of the contract I called the number and spoke with the original man about the loan Jason Snyder hetold me that I needed to sign the insurance part of the contract and 400 more dollars and then I would receive my funds for the loan in 4-6 hours. I told Jason Snyder I wanted a refund and he then told me I would have a check mailed by regular mail from Southview financial group llc in a cashier’s check in the amount of 538 and the 12.50 included for sending it Western Union and would have it by no later than Friday which was 6/15/18 and now it’s 6/21/18 almost 2 weeks from when I asked for my refund. Southview financial group llc is scamming people out of money. The only thing I’m glad I have is life lock which protects my identity from being stolen or my bank account is protected too.