This company somehow obtained my information from the US Dept of EDU. I contacted the Dept of EDU by email in regards to loan in default, this company contacted me by phone, representing themselves as a loan servicer on behalf of the Dept of EDU and was going to help me correct my loan and told me after 4 mos of payment ($1000) and 12 mos of smaller payments ($69 per month) my loan would be dissolved. After 1 month I received a letter from the new loan servicer (a real one) and began my phone calls of confusion. Basically this company is a scam, they charge you for doing a service other companies do for free and convince you the money is going toward your debt and your debt will be dissolved and it isn’t. I am in the process of trying to get what money they took back, doesn’t look good. My bank is doing a fraudulent investigation as well. Good grief.