Student loan department Review

This company sends unsolicited letters marked “Final Notice,” with no return address, and does not answer its phones during normal business hours. The sender, which does not disclose its name, targets student loan holders and attempts to get them to pay for “fee-based application assistance” for converting “federal student loan[s]” into “a federally-backed consolidation with a lower rate.” As its fine print (incompletely) alludes to, however, consolidating federal student loans will not reduce your interest rates as such, setting up automatic payments will.While mail from this company is routed through Sacramento, I have not found any company with the name “Student Loan Department” registered in California. This confirms they are (apparently) not providing their entity name.Because of their use of fine-print and half-truths, I am tempted to consider this more inappropriate spam than a “scam.” That said, their statements are misleading and they do not answer their phones, omit their address, do not provide licensing information, make misleading statements about high-risk financial decisions, and use apparently made-up or simply inaccurate personal information. And as I additionally cannot reach the company, and they have not provided a corporate name, I’m of the belief that this is more a “scam” than marketing.

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Student loan department Review is rated 1 out of 5 based on the reviews submitted by our users and is marked as POOR.
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