Synchrony Bank, Creditor Review

I was sent a letter from Synchrony bank stating that my request for a credit program with SAM’S Club saying my request could not be approved due to no credit bureau file, and saying that Equifax, Experian, and T U Consumer Relations did not make a decision.I did not sign up for anything from SAMs Club.I went to their website and they asked for my SSN. I started giving it to them, but then I hung up. The letter I received looked like a bad copy, so I am suspicious. I did not see anything on my credit reports.

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