Tye company prmised 40k loan based upon buying liability insurance paid in cash to a TD bank account assigned to an alleged "broker" Tamara Shady. They broke the law as in Canada yiu cannot promise money based on advanced fee, yiu must give the client the right to choose insurance companies and give the name of the underwriter. When confronted, they hit furious. They are not licensed as an insurance company . They broke Federal law. Be careful as you may lose money. Their voice mail is always full.