Myself and several of my immediate family members received calls from a Heather Sanders who was trying to receive a fax with information about me and that it was the final notice (each time). Then today (5/24/17) I received a call from a "No Caller ID" from a Jordan at UBS Processing and she informed me that she was a Paralegal for Heather Sanders and they were calling on behalf of a check fraud I committed in 2011 for a Payday loan (never had one). She had my previous employer’s names (married couple–I was a nanny at one point), my full SS# and my previous Bank Account information from a bank I was with several years ago prior to being married. She said the fraud was committed in 2011, though at that time I was with my now husband and we had a joint account at a new bank. She told me I could settle today for $590.15 or the next step would be a court date which would bump my fees to $3K. I panicked and settled. I then received a document to confirm this that showed no REAL information. All companies listed are fake and when you try to call the 1-800 for customer support–you get a VM that never lists a business name and the message says they are not in at this time (regular business hours). Now I am out almost $600 because I panicked and didn’t want anything to ruin my credit score and I assumed the legitimacy of the call based on the information she had about me. I’d not received any prior letters or anything–they also would have went to my parents’ address based on the information they had and they too, had not received any letters for me.