VISA Security Review

Received a call saying that my Visa card had been used for suspected unauthorized purchases at The Bay for $312.29 If I had not made that purchase (which I did not) they asked to press 1. I was suspecting that this was a scam, but was curious how they would go about it. They sounded very professional and legitimate, no foreign accent in the voice of the male scammer. Again, he asked if I had made that purchase and I said no. He then asked me for the first 4 digits of my credit card. I gave it to him and he then asked me if I had any debit card with RBC. (Note: The first 4 digits of a credit card are the identifiers for the banking institution. In my case, **** points to RBC. This is why after that, he was asking about my debit card in RBC. I told him that I did not have a debit card. He then said: "What about your card starting with *****? The 9 after the first 4 digits is the identifier for a debit card. Again I told him that I did not have any debit card with RBC. He very politely asked me not to do any online banking for the next 72 hours and ended the call. I immediately called RBC Visa to confirm that this was a scam call.

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