I received a call from a David Collins in reference to a debt that I allegedly took out in 2012. We discussed it and I was threatened with a law suit if I the debt wasn’t paid. I decided to go ahead and pay it so we set up a payment arrangement for two payments of $437.46. They then emailed a document for me to sign thru Docu-sign to fill out payment information and updated contact info. I signed that form. For the first time that a payment was suppose to be drafted I didn’t get paid so a Ms. Platt called me on Saturday to take a payment but it never came. So the first payment went undrafted. They called me about two weeks later wanting to take a payment but I then specified that I only had $50 and they could draft that but they in turn drafted the whole amount. Mr. Collins said that he would refund my money but I saw that it was no point since they were going to take it anyway. So I decided to research the company and I found a lot of scam alerts online for them. They have been calling 5 or 6 times a day within minutes. They have started contacting anyone that may have known me, I guess thru public record. They even contacted my ex-husband. Before they decided to draft my account again I changed my account information to stop any further drafts. I then did a complaint thru the FTC and sent all correspondence from them to spam.org which was on the FTC website. I have not spoken to them since I filed my complaint but they still call 5 or more times a day and are still contacting people I know.