I was led to believe this company, World Law would work with us to help settle a credit card company. After sending $500/month for 24 months, contact with them became nonexistent and we had to go to court with wrong information given to us by World Law. We ended up making an agreement ourselves with the Credit Card company. World Law was to send the balance of $8800.00 to company,but kept $3200 in "fees". They now have filed bankrupcy.